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Certificate of Deposit

Certificates of Deposit (CDs) are insured by the FDIC and are virtually risk-free. They have a specific fixed term (often three months, six months, or one to five years) and an interest rate, which is typically higher than a savings account. It is intended that the Certificate of Deposit be held until maturity, at which time the money may be withdrawn or renewed for another term.

CNB Certificates of Deposit offer great flexibility with competitive interest rates on a variety of terms to match your savings needs. Interest can be compounded, paid by check, or deposited into your CNB checking or savings account.

  • Minimum balance to open = $500.00
  • Monthly interest on deposits of $5,000 or higher
  • Early withdrawal penalty may apply

Please visit one of our offices to open your CD account or call one of our offices or the toll-free number at 888-322-1088 if you have any questions.