County National Bank News Releases
MARCH 27, 2008
COUNTY NATIONAL BANK CELEBRATES
JONESVILLE OFFICE GRAND RE-OPENING
County National Bank is pleased to announce the completion of the interior remodeling of the Jonesville office located at 228 East Chicago Street in downtown Jonesville. A Grand Reopening event was held on Thursday, March 27th, including a “Taste of Jonesville” and ribbon-cutting ceremony conducted by the Hillsdale County Chamber of Commerce. The following local vendors provided refreshments for the “Taste of Jonesville”: Marcella’s, Saucy Dog’s Barbeque, Main Street Pizza, Cedars Food & Spirits, Jonesville Pastry Shop, ChicagoWater Grill, Coney Hut Drive Inn, Warner’s Family Restaurant, Subway, and Los Mariachis Mexican Food. The Grand Reopening week was celebrated the following week with coffee and cookies offered to customers, as well as a chance to enter the drawing to win one of three prizes, with the grand prize being a portable DVD player.
The Jonesville office remodel encompasses a new and updated lobby that is designed to be customer-friendly and pleasing to the eye. The décor is tasteful and inviting and the artwork includes historical pictures of Jonesville. CNB is committed to serving the Jonesville community and we welcome you to visit our newly remodeled office.
January 16, 2008
COUNTY
NATIONAL BANK OPENS STUDENT OPERATED
IN-SCHOOL BANK BRANCH AT LINCOLN ELEMENTARY
Hudson, Michigan, January 16, 2008 - Ronald J. Haber, 2nd Vice President, Greg Choinski, Branch Manager and Kim Hedrick, New Account Representative from the Hudson Office of County National Bank were at the Lincoln Elementary school today to celebrate the opening of its first in-school bank branch. Students from the third and fourth grades will assist bank personnel in the operation of this very unique branch. The in-school branch will be open at least once a month, with bank representatives on hand, to accept deposits from participating students.
The financial world has become exceedingly complex. Sadly, financial illiteracy is growing as a result. Even basic money management skills are often lacking in adults today and many parents feel unprepared to teach their kids about money. While awareness of the importance of financial literacy is growing, solutions have been slower to develop.
An in-school bank branch will encourage primary school children to save their money and watch it grow. Children can open up a savings account and make regular deposits while they are at school. The program will create a new generation of savers by teaching students the need to set financial goals and the need to budget to save. Working as volunteers, third and fourth grade students will have hands on experience in a financial setting providing a supplement to current math, computer, and social skills.
County National Bank offers the following tips to help parents teach their children to save:
ˇ Help kids open up their own bank savings account and make deposits regularly.
ˇ Kids love to get mail, so keep an eye out for their statement.
ˇ Include a discussion on wants and needs. Reinforce this by budgeting for a family outing or purchase.
ˇ Give your kids positive feedback. As they get older, give them responsibility for how they spend their money.
County National Bank has been providing community banking products and services since 1934. CNB has 11 full-service offices serving 11 communities in south central Michigan and is committed to superior customer service.
August 20, 2007
County National Bank Offers Tips for Avoiding Foreclosure
An estimated one million families will face foreclosure this year. Not only do foreclosures have a disastrous financial impact on a family, but they also have harsh consequences for entire communities.
County National Bank recognizes that keeping homeowners in their homes is often the best way to mitigate credit losses, preserve customer relationships, maintain stable neighborhoods, and minimize the detrimental effects vacant properties can have on a community. Studies show that roughly 50% of delinquent borrowers avoid contact with their lender hoping the problem will go away. As soon as you know you will not be able to make your mortgage payment, it is imperative to contact your lender. It’s important for mortgage borrowers to maintain an open and honest dialogue with their lenders. “No one wants a foreclosure -- the homeowner or the banker,” said Gene Vagg, the Senior Vice President and Senior Mortgage Officer of County National Bank. “CNB will work with the borrower to keep them in their homes and establish a long-term relationship.”
County National Bank offers the following tips to help keep homeowners in their home:
- Analyze your financial situation. It’s important to be honest when assessing your finances. Calculate all your monthly payments and find out exactly how much you will be able to afford to pay in the upcoming months.
- Call your lender before you miss a payment. A missed payment will haunt your credit score for a long time. It’s important to talk with your lender and figure out your next steps in order to keep your credit intact.
- Work out a game plan. With your lender, work out a compromise on your mortgage. A foreclosure is extremely costly for lenders, so they want to avoid this outcome if at all possible. Find out if you can get an extension on your payments or a flexible payment plan.
- Remedy the situation. A payment plan or extension is only a temporary fix to a larger problem. Meet with a financial planner or credit counselor to make a long-term plan. It’s important to make an effort to change your financial situation.
August 17, 2007
County
National Bank to Open Third Jackson Office
JACKSON – County National Bank announced today that they will hold a Grand Opening for their new Horton Road office on Wednesday, August 22. The event will include a live remote by WKHM and a ribbon cutting sponsored by the Greater Jackson Chamber of Commerce.
The Horton Road office is the third that the community bank has opened in Jackson.
“This office reinforces the fact that County National Bank is invested in the Jackson community,” said Spencer Swank, CNB Executive Vice-President and C.F.O. “Because we are a true community bank, virtually all of the deposits are reinvested right here, helping our local businesses expand and create new opportunities for employment.”
County National Bank has been providing community banking products and services since 1934. CNB has 11 offices serving 9 communities in south central Michigan and is committed to superior customer service.
August 13, 2007
Jackson Native Named Branch Manager of New County National Bank Horton Road Office
JACKSON – County National Bank announced today that Robert Wrozek will be the branch manager of the new Horton Road Office.
“The Horton Road office shows our commitment to providing outstanding community banking services to Jackson. We are very pleased that Bob, a Jackson native, has accepted the position of branch manager,” said Spencer Swank, CNB Executive Vice-President and C.F.O.
Wrozek was born and raised in Jackson. He attended Jackson Lumen Christi High School and graduated from Adrian College. He is active in both Junior Achievement and Habitat for Humanity. He is also a recent graduate of the Jackson Chamber of Commerce Leadership Academy.
Wrozek has been employed as a manager trainee at CNB for the past three years.
“I am very excited to provide Jackson with outstanding products and services at a true community bank,” said Wrozek.
County National Bank has been providing community banking products and services since 1934. CNB has 11 offices serving 9 communities in south central Michigan and is committed to superior customer service.