Retirement Plans

Retirement plans help to make saving for the future and building retirement security a little easier. Regardless of the size of your business, we have a retirement plan that will fit your needs. We offer SEP, SIMPLE IRAs, and 401K plans.

Simplified Employee Pension - SEP IRA

  • Easy to set up and maintain
  • Low start-up and operating costs
  • Employer contributions
  • Flexibility–employer decides whether to make contributions year-to-year
  • Most employers, including self-employed can establish a SEP


  • Low start-up and operating costs
  • Employers with 100 or fewer employees
  • Employee Deferral permitted up to IRS limits
  • Employer match contributions required (formula applies)

401K Plans

  • Plan design & document support
  • Installation and Plan Conversion Services
  • High level of employee deferrals permitted
  • Trust & Recordkeeping Services
  • Employee Education

Contact CNB Trust and Investment Services